De-Risking Agricultural Investment

Lend & GrowLocal

Empowering Farmers and Agribusiness

Fractional LendingCrop InsuranceDe-Risked Financing
60%
Reduction in Lending Cost
5X
Increase in Loan Access
100%
Crop Insurance Protection
30%
Income Growth

About FarmSky Ventures

Farmsky provides a last mile-lending platform for Banks and MFIs to easily lend to farmers or Agribusiness that buy or sell directly to farmers.

For Lenders we make KYC, KYB, credit evaluation, loan disbursement and collection while lending to small commercial farmers seamless and cost effective.

Seamless Lending

Streamlined processes for efficient loan management

Risk Mitigation

Advanced credit evaluation and insurance coverage

Farmer Support

Empowering smallholder farmers with accessible financing

Fast Processing

Quick disbursement and collection cycles

How It Works

Our streamlined process makes agricultural lending simple, secure, and efficient

01

Loan Approval

Quick credit evaluation and farmer verification process

02

Input Purchase

Secure escrow payment for agricultural inputs

03

Input Delivery

Direct delivery to farmers with tracking

04

Auto Collection

Automatic deduction at produce sale

What Our Partners Say

Real stories from farmers, lenders, and Agribusiness

JM

John Mwangi

Commercial Farmer

"FarmSky helped me access financing for the first time. My income increased by 35% in just one season!"

SK

Sarah Kimani

MFI Director

"Our lending costs dropped by 60% and default rates are at an all-time low. FarmSky is a game-changer."

DO

David Ochieng

Off-taker

"Quality produce, reliable supply, and streamlined procurement. FarmSky makes sourcing effortless."

Frequently Asked Questions

Everything you need to know about FarmSky

What is fractional lending?

Fractional lending allows multiple lenders to fund a single loan, reducing individual risk while increasing access to capital for farmers. Each lender contributes a portion of the total loan amount.

How does crop insurance work?

Our embedded crop insurance protects 100% of farmers against crop failure due to weather, pests, or disease. Insurance is automatically included in every loan, ensuring both lenders and farmers are protected.

What are the requirements for farmers?

Farmers need to be registered, have verifiable land ownership or lease agreements, and demonstrate basic agricultural knowledge. Our platform handles KYC, credit evaluation, and verification.

How is loan repayment collected?

Repayment is automatically deducted when farmers sell their produce through our off-take partnerships. This ensures timely collection and reduces default rates to just 4%.

What returns can lenders expect?

Lenders benefit from competitive returns backed by crop insurance and guaranteed off-take partnerships. Our platform reduces lending costs by 60% while maintaining low default rates.

Ready to Transform Agriculture?

Join thousands of farmers, lenders, and Agribusiness already benefiting from our platform. Start making an impact today.

FarmSky Ventures | Lend & Grow Local - Agricultural Lending Platform